Archive for July, 2008

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Stop Drinking Tips - Alcohol is a Killer

With today’s competitive world and the endless pressures that come along with the breakneck pace at which we live, resorting to a soothing drink to tide you through the tough times isn’t an uncommon phenomenon. In fact, with every day that passes, larger numbers of people are falling prey to the devastating disease called alcoholism.

The problem lies not only in the fact that they are trying to drink their worries away, but also that they are in the dark about the fact that alcohol is in itself a depressant. And hence, they continue to drink, in order to relieve the depression which they have brought on to themselves by consuming excessive amounts of alcohol. And while they delve deeper into the recesses alcohol plunges them into, their bodies also suffer severe and often irrevocable damage, which if not treated in time, can also result in death.

When you drink alcohol, it passes into your esophagus and then into your stomach, from where it is absorbed into the blood. All this blood then passes into your liver, which is responsible for breaking down this alcohol into other chemicals, which are then further converted into water and carbon dioxide which can be excreted. This process is far from simple and cannot be carried out by your liver instantaneously. So, when you drink more alcohol than your liver can put up with, the level of alcohol in your bloodstream rises.

Alcohol directly attacks your liver by causing large amounts of fat to be deposited in it. Although this condition is not very severe and can be reversed if you stop drinking heavily, it can also lead to alcohol hepatitis where your liver is inflamed. In its mild stages, hepatitis is usually not noticed as it does not have any distinct symptoms of its own. However, when this inflammation becomes chronic, it leads to over production of bilirubin in the liver, which causes jaundice and finally liver failure. Further, alcohol also leads to the production of scar tissue in the liver or fibrosis. This scar tissue damages the cells in your liver and prevents new ones from growing, which can also result in liver failure. Liver Cirrhosis is even more difficult to detect as the symptoms manifest themselves very gradually and often when the condition is at its most severe.

One of the most frequent origins of heart disease is excessive consumption of alcohol. Alcohol causes severe and long term damage to your heart, invariably leads to high blood pressure and can also lead to stroke. Victims of alcohol abuse are also known to develop Alcohol Cardiomyopathy, when their excesses with alcohol result in abnormal enlargement and diminishment of their cardio-vascular health.

Sustained abuse of alcohol also results in Alcohol Dementia, where your drinking patterns inflict severe damage on your nervous system, negatively influencing your memory, learning abilities and reasoning. With time, you may even begin to experience lapses in your memory which many alcoholics try to cover up with elaborate tales, which is called Korsakoff Psychosis which can even result in paranoia. The alcoholic may also experience difficulties with his basic cognitive functions like reasoning and problem solving which impairs his social and personal interactions.

Prolonged abuse of alcohol also affects the pancreas, causing a severe inflammation which is called Pancreatitis, a condition which may also lead to him contracting Diabetes. Also, the high calorific content of most alcoholic drinks makes the victim susceptible to obesity and high blood pressure. A victim of alcoholism may also be undernourished as alcohol wears out the inner lining of the stomach and thus interferes in the absorption of many essential nutrients, while also impairing the individual’s appetite. Alcohol is also directly responsible for the growth of cancerous tissue in the mouth, liver, colon and gullet while also causing erectile dysfunction in males and putting female alcoholics at an acute risk of developing complications during pregnancy.

Although moderate quantities of alcohol can be absorbed by your body and even aid it in the prevention of heart disease, drinking more than three times a day will drastically turn the tables. Hence, as the adage goes, “If you haven’t begun to drink, don’t start.” Indeed, there are several other ways by which you can lower your risk of heart disease like regular exercise and a moderate diet. Remember, one of the most deceptive of all the symptoms of alcoholism, is the victim’s inability to recognize his own addiction. And many of the physical manifestations lie latent until only severe measures have to be called for The next time you raise a toast, pause a minute to contemplate over the tremendous damage you are causing your body with every excessive drink that you take and think about whether those nights of drunken stupor are indeed worth risking your life for

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Posted by David Peters on Jul 23rd 2008 | Filed in Health & Medicine | Comments (0)

Long-Term Care Insurance combined with Reverse Mortgages

Many retirees are faced with the possibility of a long-term care event. How will I pay expenses if I cannot take care of myself? I do not want to put the burden of long-term care expenses on my family or children. The good news is that we are not alone, millions of seniors across America are facing the same dilemma and many are making plans now.

There are a lot of things we can do but it is coming down to two main options. The first is long-term care insurance and the other is a reverse mortgage. Some are combining both options. These options are important factors in planning for the time when we may need the money the most but will not be able to do much about it.

A reverse mortgage is a loan that is made to individuals 62 years and over in the United States, which is used to release home equity on a property in one large lump sum, or multiple payments. The homeowner is not obligated to repay the loan until they die, the home is sold or they leave into a nursing home.

For a typical mortgage, the owner of the house will pay a monthly payment to the lender, whereas in a reverse mortgage, the home owner makes no payments and all interest is added to the lien on the property. Now, it may seem odd that there are no payments on the reverse mortgage, but the way that the loan is paid off is that if the home owner moves, goes into a nursing home or dies, is from the proceeds in the sale of the house, or in the event the heirs refinance the estate of the homeowner. If the proceeds of the sale exceed the amount of the loan, the owner of the house gets the difference. In the case of the heirs, they would receive the difference. If the sale does not pay off the loan, then the bank will absorb the difference.

This option is becoming very popular with some seniors when they have to choose between reverse mortgages and long-term care insurance because they get a lot of the money upfront, which can then be applied to savings. The draw back is that it could severely effect the inheritance that you may want to leave behind. Long-term care insurance is an inexpensive way to insure that your family is taken care of.

Conclusion: For many seniors, the possibility of their children paying out of their own pocket to take care of them is simply too much to bear. As a result, seniors will look at the options of reverse mortgages and long-term care insurance to find a way that they can pay their own way through either a loan or a government program. In the case of reverse mortgages, they will be able to get a loan that they will not have to pay back until they die or move, and even then the loan is paid off on the sale of the home. This allows them to get the money up front to help pay for their own long-term care at home. It is of little surprise it has become such a popular trend for seniors looking for a way to pay their own way.

Before you go out and buy a policy go to Long Term Care Insurance Guide. We represent 20 of the top LTCi providers. This gives you tremendous options.

 

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Posted by Terry Stanfield on Jul 21st 2008 | Filed in Baby Boomers | Comments (1)

How is High Cholesterol Caused?

Sustaining high cholesterol levels for a long period of time can lead to some major health problems especially in the aging process. One of the more drastic manifestations of the problem is that it can begin shutting down some of your vital organs, your heart, in particular. At it’s most dangerous levels it can lead to death. This is why many people emphasize just how important it is to go on a diet to lower cholesterol along with a daily exercise routine.

What in the World Causes High Cholesterol?

So you are sitting there wondering what causes high cholesterol? What causes your blood stream to suffocate? What is it that makes it hard for your blood to flow freely?

Okay, I know you love all of those fattening greasy hamburgers and things of that nature. There are other things that you love and may or may not be aware of whether or not they are causing your cholesterol to sky rocket, but they are, that is for sure.

There are so many foods that you can avoid and in doing so can help reduce your cholesterol intake. For instance, you can eliminate the cholesterol in your body by slowing down on all of those McDonald Big Macs and Burger King Whoopers. Yep, take it from me, these can and will quickly add to your body unwanted cholesterol.

You make your way down the yummy food isle. There are several different types of fattening cookies, chips and a variety of other greasy favorites that you may choose from. Did you know eating too many of these items are really bad for your health?

Indeed they are and of course, there is balance in everything. You can have balance in everything. With such a fast paced life, there are many things that we tend to do without thinking about it. Eat out too much? Yes, we do that all too often. There are so many things that we need to look out for as well. Off to Baskin Robbins? How often? When is too much too much?

Slim down on those dairy products that are so high in cholesterol and can add to the cholesterol in your body. There are several foods that you can avoid to help reduce the cholesterol in your body.

When you fry liver and chicken or anything like that you are also using grease to do it. That too will add to the cholesterol in your body. So with foods that are already high in cholesterol it is better to have oils that aren’t high in cholesterol such as fish oil and olive oil. That way, you can help to avoid the problems associated with elevated cholesterol levels

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Posted by Robert on Jul 19th 2008 | Filed in Diseases and Conditions | Comments (4)

Five Tips for Cellulite Therapy

Today, people don’t have to live with cellulites anymore. Science and modern medicine have already come up with some of the best cellulite therapy options. Here are some great tips you should keep in mind while on therapy treatment for cellulite. Continue Reading »

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Posted by Mandy Adamsen on Jul 18th 2008 | Filed in alternative-medicine | Comments (4)

Planning For Long-Term Health Care

The future is uncertain and anything can happen. You may live a long and healthy life, only to die at the age of 102 while you are out on your daily jog, or you may suffer a stroke at the age of 62 and require long-term care to help you accomplish your daily activities. As a result, you need to start planning for long-term health care to ensure you do not suffer from an unexpected event that could leave you as a financial burden on your family. Continue Reading »

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Posted by Terry Stanfield on Jul 17th 2008 | Filed in Baby Boomers | Comments (0)

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